I agree with the statement “Faith chases out fear, or fear chases out faith.” But I also know that no believer is immune to panic or terror.

One Sunday evening the hair on my neck stood up and my heart rate soared as the driver of an oncoming car tried to pass another vehicle when he shouldn’t have and I was forced off the road.

Christians caught in a major earthquake have told me about the panic that seized them when it occurred.

Military people who have survived intense bombing attacks say that anyone who claims he wasn’t afraid at the time is either a liar or a fool.

It is not a sin to feel panic or terror in a life-threatening situation.

During a sudden, violent storm, the disciples were gently rebuked as having “little faith” because they should have known that nothing could harm them while Jesus was in their boat. But they did the right thing in calling out to Him, “Lord, save us!” (Mt. 8:25).

When fear strikes, think of God and consciously trust Him. The psalmist said, “Whenever I am afraid, I will trust in You” (Ps. 56:3).

Remember, fear will chase out faith, or faith will chase out fear.