My friend Krista is struggling with a decision: Should she keep her old car with its continual maintenance problems or buy a newer model? She wants to be a good steward of her finances, and she desires to make a wise decision. And most of all, she wants to honor God.

Financial decisions can be tough to make. Billy Graham even says, “If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.”

Here are a few ideas to consider about wisdom in money matters:

Do a checkup to be sure you’re following God’s priorities. Are you giving to Him and to others? (1 Cor. 16:2). Taking care of family needs? (1 Tim. 5:8). Not letting money control you? (Luke 16:13).

Research the topic. Consider all the options and the pros and cons of each one.

Ask God for wisdom. Pray, pray, and pray some more. He will direct you (Prov. 2:6).

Trust God and make the decision. Use the knowledge and wisdom you’ve gained, and commit your decision to Him.

Obedience to God nurtures a growing love-and-trust relationship with Him. What’s most important is that we see each decision as an opportunity to draw closer to Him.